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Grant money is available for you to pay rent or make a down payment on home renovations. This is available to home renters or owners. Maybe the bank thought you were a poor prospect for a loan because you are a first-time buyer or your credit history is not that good. Grant money is still available to you. Money for things like getting a furnace fixed or making your home more energy-efficient.
There are also many personal grants available especially for families in need. If you’re a low-income family you could get grants for childcare fees, to pay your rent, or even groceries. If you are also disabled there are also grants you could get to help equip your home with things necessary for you to live there like grab rails in the bathroom, or construction costs to make your home wheelchair accessible.
There are many types of free grants available for many things. Things such as housing, business, and college. Some grants are only available to a certain segment of the population such as minorities or women.
Women, just because they are female, can get grants to start a new business, finish college, expand an existing business, or subsidize a low-income home or personal/family need. Examples of these would be the Amber Grant, The women’s Financial Fund, and The American Association of University Women.
There are also many grants available for things like schooling for minorities. For African Americans, some examples are the United Negro College Fund and the Mordecai Wyatt Johnson Program. Hispanics have the Silicon Valley Scholarship and the Hispanic Scholarships Fund Institute among others for them to apply for.
There are grants for Asians such as the Asian American Journalists Association, Asian American Federation of New York, and the Association for Asian Studies Inc.
Do some research on these if you need some money for a business or school. There is paperwork involved but it is definitely worth it to fill out some forms for free money.
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