Lincoln Financial Group Announces New Dental Panel of Providers

- New Plan Allows for a Single-Source Provider Solution for Ancillary Group

                                 Benefits -



    PHILADELPHIA, July 14 /EMWNews-FirstCall/ -- The Employer Markets

division of Lincoln National Corporation (NYSE: LNC) today announced it

will move to a new and expanded Dental panel of providers for its current

and future policyholders with effective dates of October 1, 2008. The

Lincoln DentalConnect(SM) plan, provides access to more than 52,000 unique

dentists nationwide in more than 88,000 locations and allows for

single-class quoting with no case size limitation. The new PPO plan

provides broader nationwide coverage making the sale of dental business

with Lincoln Financial easier and offers a single-carrier solution for

employers' ancillary benefit needs.



    



    Lincoln DentalConnect plan offers brokers a simple solution to quote,

enroll and implement new dental cases. This enhanced offering along with

flexible benefit options, robust online capabilities and fast turnaround

time on claims, further strengthens Lincoln Financial's position in the

group dental insurance business.



    "We're very excited to be able to offer our customers and benefit

brokers a new Dental plan that better meets their needs," said Dave

Swanson, Vice President of Product Development for Lincoln Employer

Markets, Group Protection. "The Lincoln DentalConnect plan's panel of

providers not only provides our brokers with more opportunities for dental

business but it also streamlines administration and customer service for

policyholders by allowing them to package dental with other lines of

coverage for a single-carrier solution."



    Lincoln Financial Group offers exceptional service and a variety of

non-medical group insurance solutions including life and accidental death

and dismemberment, short- and long-term disability, and dental insurance.

The company also offers employers flexible plans, bundled solutions, a

selection of contract features and voluntary coverage that can be tailored

to best suit the needs of employees.



    For more information on Lincoln DentalConnect or any other of Lincoln's

employee benefit products, visit http://www.LincolnFinancial.com. The Lincoln

Employer Markets division is focused on delivering income security to

employers and their employees through retirement plans, group insurance,

and executive benefits.



    Group insurance products for Lincoln Financial Group are issued and

underwritten by The Lincoln National Life Insurance Company (Ft. Wayne, IN)

and, in New York, Lincoln Life & Annuity Company of New York (Syracuse,

NY). The group insurance division of Lincoln Financial markets ancillary

(non-medical) group and voluntary insurance products including life and

AD&D, long-term and short-term disability, dental, and employee assistance

programs through a national distribution system consisting of 41 sales

offices with two home offices in Omaha, NE and Atlanta, GA.

    About Lincoln Financial Group



    Lincoln Financial Group is the marketing name for Lincoln National

Corporation (NYSE: LNC) and its affiliates. With headquarters in

Philadelphia, the companies of Lincoln Financial Group had assets under

management of $225 billion as of March 31, 2008. Through its affiliated

companies, Lincoln Financial Group offers: annuities; life, group life and

disability insurance; 401(k) and 403(b) plans; savings plans; mutual funds;

managed accounts; institutional investments; and comprehensive financial

planning and advisory services. Affiliates also include: Delaware

Investments, the marketing name for Delaware Management Holdings, Inc. and

its subsidiaries; and Lincoln UK. For more information, including a copy of

our most recent SEC reports containing our balance sheets, please visit

http://www.LincolnFinancial.com.