Commercial National Declares 10% Dividend Increase

    LATROBE, Pa., Aug. 19 /EMWNews/ -- Commercial National

Financial Corporation (Nasdaq: CNAF), parent company of Commercial Bank &

Trust of PA, has declared a quarterly dividend of $0.22 per share payable

September 5 to shareholders of record as of August 29.



    President/Chief Executive Officer Gregg E. Hunter noted, "The affairs

of this financial institution have been consistently administered in a

manner designed to benefit investors who value a high dividend stream along

with institutional safety and soundness. Core earnings have progressively

strengthened throughout 2008 due to successful net interest margin

stewardship, pristine loan and investment portfolio credit quality,

effective operating expense cost containment and strong capital levels. The

Company's third quarter 2008 divided declaration represents a 10% increase

in the cash dividend paid to our shareholders. Maintaining continually

attractive cash dividend payments to our shareholders is a top priority for

the Company."



    In addition to Latrobe where it is headquartered, the Company operates

community banking facilities in Greensburg, Hempfield Township, Ligonier,

North Huntingdon, Unity Township and West Newton, Pennsylvania and also

maintains a commercial business development sales force throughout its

entire market area. Commercial Bank & Trust of PA also serves its customer

base from an Internet banking site (http://www.cbthebank.com) and an

automated TouchTone Teller banking system. The company operates an asset

management & trust division headquartered in Greensburg, Pennsylvania.



    Safe Harbor Statement



    Forward-looking statements (statements which are not historical facts)

in this release are made pursuant to the safe harbor provisions of the

Private Securities Litigation Reform Act of 1995. For this purpose, any

statements contained herein that are not statements of historical fact may

be deemed to be forward-looking statements. Without limiting the generality

of the foregoing, words such as "may," "will," "to," "expect," "believe,"

"anticipate," "intend," "could," "would," "estimate," or "continue" or the

negative or other variations thereof or comparable terminology are intended

to identify forward-looking statements. These statements are based on

information currently available to the company, and the company assumes no

obligation to update these statements as circumstances change. Investors

are cautioned that all forward-looking statements involve risk and

uncertainties, including changes in general economic and financial market

conditions, unforeseen credit problems, and the company's ability to

execute its business plans. The actual results of future events could

differ materially from those stated in any forward-looking statements

herein.