Roopya Launches Advanced Digital Lending Software for Banks in India

Gurgaon, Haryana May 21, 2026 (EMWNews.com) – A leading digital lending infrastructure platform for banks, NBFCs, fintechs, MFIs, and lending institutions, today announced its next-generation Digital Lending Software designed specifically for the Indian banking ecosystem.

As India’s financial sector rapidly embraces digital transformation, banks are increasingly looking for scalable and compliant lending technology that can streamline loan origination, underwriting, collections, analytics, and customer onboarding. Roopya’s AI-powered lending platform enables financial institutions to digitize the complete lending lifecycle while ensuring faster turnaround time, reduced operational costs, and regulatory compliance.

The platform offers a comprehensive suite of lending solutions, including:

• Loan Origination System (LOS)
• Loan Management System (LMS)
• Collections Management
• Early Warning System (EWS)
• Lending Analytics
• Automated Underwriting
• AI-Based Fraud Detection
• Business Rule Engine (BRE)
• Digital KYC & Verification
• Multi-Bureau Integration

Built as a cloud-native and no-code platform, Roopya allows banks and lenders to launch digital lending operations quickly without heavy IT infrastructure investments. The platform supports multiple loan products such as personal loans, business loans, MSME lending, microfinance, consumer durable loans, gold loans, and co-lending models.

“Indian banks are under constant pressure to improve customer experience while maintaining compliance and reducing risk. Roopya empowers lenders with AI-driven automation, real-time analytics, and intelligent workflows that help process loans faster and more efficiently,” said the Co-Founder of Roopya.

Roopya’s lending platform comes integrated with 300+ APIs, enabling seamless connectivity with credit bureaus, payment gateways, CKYC providers, account aggregators, fraud prevention tools, and banking systems. The platform is designed to help lenders automate customer onboarding, credit decisioning, disbursal, repayment tracking, and collections from a single dashboard.

The company also focuses heavily on compliance and responsible lending practices aligned with RBI digital lending guidelines and evolving fintech regulations in India. Recent discussions around digital lending transparency and consumer protection have increased the demand for secure and compliant lending infrastructure across the banking and fintech sectors.

Roopya’s AI-enabled infrastructure leverages machine learning, predictive analytics, and alternative data scoring to improve underwriting accuracy and reduce fraud risks. According to the company, lenders using intelligent automation can significantly improve loan processing efficiency and collections performance.

The platform is currently helping banks, NBFCs, and fintech companies accelerate digital transformation initiatives and scale their lending operations across urban and rural India.

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About Roopya

is a SaaS-based digital lending infrastructure platform built for banks, NBFCs, fintech companies, microfinance institutions, and lending service providers in India. The platform offers end-to-end solutions for loan origination, underwriting, collections, analytics, and early warning systems using AI, automation, and data-driven workflows. Roopya aims to simplify digital lending with scalable, compliant, and cloud-based technology solutions.